Work at a Startup

Sr Credit Analyst
Location: Ciudad de México, Miguel Hidalgo (Hybrid) or remote for the right talent
Reports to: Barry Spain (CRO at Solvento)

At Solvento, we’re building the financial platform for Mexico’s trucking industry — and we’re looking for an exceptional Underwriter to join us at the heart of it all.

We believe that energy, curiosity, and the desire to learn are the most important qualifications. We are committed to developing our team members on the job and fostering a culture of continuous learning and building.

• Experience: Some experience (1-3 years preferred) in commercial underwriting, credit analysis, or financial modeling—specifically with medium and large companies—is required.

• Mindset: A strong demonstration of curiosity to learn, innovate, and build new capabilities is paramount. You must be an energetic, proactive problem-solver.

• Technical Aptitude: Must have proficiency in financial analysis and Excel / Sheets. Experience with, or a strong desire to learn, data analysis tools and languages (SQL, Python, R) is highly valued.

• Education: Bachelor's degree in Finance, Economics, Business Administration, or a related field.

I. Core Credit & Portfolio Management (The Analyst)

• Corporate Credit Analysis: Conduct deep-dive analysis of medium and large corporate entities, reviewing financial statements, operational performance, and market position to accurately assess creditworthiness and risk.

• Customer Engagement: Actively meet with and discuss the business and strategic plans of prospective and current customers, performing essential qualitative and quantitative due diligence.

• Portfolio Oversight: Manage the pipeline of credit reviews and own a dedicated portfolio of customers, continuously monitoring their performance and financial results to proactively ensure credit quality.

• Decision Presentation: Regularly present your analysis, credit recommendations, and risk assessments to the Credit Committee and Executive Team.

II. Innovation & Development (The Builder)

• Process Automation: Develop new approaches to underwriting by leveraging technology (LLMs, AI toolkit) to build workflows and automate routine financial analysis.

• Data Extraction & Insight: Explore novel approaches to extract and analyze information from financial statements and other data sources to eliminate manual, tedious tasks, creating more time to understand customers deeply.

• Tool Development: Develop robust portfolio analysis tools to estimate the overall credit quality, concentration risk, and performance of your portfolio, and effectively present the results.

III. Data & Technology (The Data User)

• Data Proficiency: You are comfortable working with large data sets. Spreadsheet proficiency (Excel) is essential, and demonstrated experience or a keen interest in coding (SQL, Python, or R) is a significant plus.

• Business Intelligence: Use data analysis to unlock critical insights that inform and drive strategic business decisions related to lending and risk appetite.

If you are tired of status quo underwriting and want to be empowered to build a better, smarter risk management function, this is your opportunity. You will be hands-on with both our corporate clients and our technology stack, driving tangible change from day one.